Periodic and lump-sum insurance benefits upon the death of the insured person

The Lump-sum Insurance Benefit upon the Death of the Insured Person

When the insured person dies as a result of an accident at work, an accident on the way to/from work or an acute occupational disease, which are recognised as insured events, the family of the deceased shall be paid a lump-sum insurance benefit, equivalent to 46,55 country’s average monthly wages of the quarter preceding the last quarter before the death of the insured as a result of the accident at work, the accident on the way to/from work or the acute occupational disease. This benefit shall be paid in equal amounts to each member of the family of the deceased.

Included among the family members of the deceased are: his spouse, the minor children (adopted children) until they reach 18 years of age, also children (adopted children) who are pupils studying under a comprehensive education programme or the formal vocational training programme or students of a full-time study program at the duly registered educational establishments – until completing the training or the studies under these programmes, but no longer than until they reach 24 years of age; the children (adopted children) of the deceased older than 18 years of age provided that they had been recognised as disabled before reaching the age of 18 years; children of the deceased born after his death; father (adoptive father) and mother (adoptive mother).

Periodic Insurance Benefit Upon the Death of the Insured Person

In case of death of the insured due to accident at work, an accident on the way to or from work or occupational disease recognised as insured events, individuals incapable for work are entitled to the periodic insurance benefit if they were maintained by the deceased or on the day of his death were entitled to be maintained by him as well as the child (children) of the deceased born not later than 300 days after his death.

Children (adopted children) of the deceased who had been maintained by the deceased or have acquired the right to be maintained after the day of his death are also entitled to receive the periodic insurance benefit.

In case of death of the insured person, the periodic insurance benefit is calculated in the same way as the periodic compensation for lost participation for work assuming that 100% participation for work has been lost. The calculated amount of compensation is divided by the number of individuals entitled to receive it and increased by one. The resulting amount is paid to every individual entitled to the benefit.